DUInsure Travel Insurance Review – Gap Year Insurance
Many students in the United Kingdom look forward to their gap year with great eagerness. The year between schooling gives them a chance to travel the world, see the sights and enjoy a once-in-a-lifetime experience before they are tied down with more responsibilities.
Their parents, however, may not look forward to the gap year with quite as much eagerness. Their baby is travelling the world – there are so many things that could go wrong! That’s where travel insurance comes in. It gives you the best of both worlds. Students get the freedom of adventure while parents get the security of knowing their children will be taken care of if something difficult should happen.
Why Trust DUInsure?
DUInsure has been in business for more than 15 years, providing travel insurance for residents of Australia, Great Britain and New Zealand. The company prides themselves on two things: fantastic customer service and offering great travel insurance at prices you can afford. They’re fast, too – as soon as you get an online quote from their website, you can buy a policy right away to make sure your coverage is in full effect before you head out for your next overseas trip.
Their coverage is also flexible. If you buy a policy that excludes a certain country but then later decide to visit that country while you’re travelling, you can update your policy to include that country at any time on the website or with a phone call. DU also offers a money-back guarantee within 14 days.
How much does DUInsure Travel Insurance Cost?
To get the best quote on how much travel insurance for your particular trip will cost you, fill out all the details of your trip and your personal information on the quote page on Downunder’s website. Be sure you answer all the questions accurately – if you provide incomplete or inaccurate information, your policy could later be cancelled and your claims could be denied.
A 12-month Backpacker policy (perfect for gap year students) costs Â£143 ($217) for travel in Australia and New Zealand, or it costs Â£221 ($335) for worldwide travel, including the United States and Canada.
Several other policies are available at various cost levels to fit your needs and your budget.
What is covered by DUInsure Travel Insurance?
DUInsure’s travel insurance coverage works well for many different types of travel. Their gap year coverage works especially well for backpacking. Here are a few highlights of the gap year coverage:
- Accidents and medical emergencies
- Lost, stolen or delayed luggage
- Lost passports and money
- Additional travel and lodging costs
- Cancellation, interruption or cutting the trip short
- Missed flights
- More than 60 sports and activities are included in the standard coverage
If you need to find temporary employment while you are travelling, the coverage includes that as well. It also covers travel anywhere in the world, so you don’t have to worry about where you go – you are as free as the wind to travel where you will.
Coverage lasts for up to 18 months, with the opportunity to extend coverage while you are abroad if you need to do so. DUInsure also offers an attractive feature called a return visit endorsement. This coverage lets you return home during your gap year for up to three weeks with no break in your travel insurance. You are allowed to make two trips home during your coverage period without losing your insurance coverage.
Several other levels of coverage are also available, from minimal policies all the way up to comprehensive policies that cover every possible incident.
Making a claim with DUInsure
To make a claim with DUInsure, visit the claims page on their company website. This page will give you a list of various phone numbers so can contact the specific department needed to deal with your claim. Categories include medical emergencies (inpatient and outpatient), legal advice and travel arrangements.
Emergency assistance is available 24 hours a day for immediate help if you are sick or injured while on your trip. This 24-our multi-lingual emergency service is available 365 days a year by phone or fax.
Our DUInsure Travel Insurance Review
When you prepare to head out on your gap year, make sure before you leave that you have purchased travel insurance. You don’t want to risk losing your entire year because of a financial disaster you did not expect. Travel insurance removes that risk from the equation, and DUInsure is one of the best companies in the business.
DUInsure’s Backpacker policy is geared specifically toward students travelling for their gap year. All the features of the policy have been tested over time and are meant to provide the best protection at the best price for customers who can’t resist the urge to travel the world.
Interested in Backpacker Travel Insurance. Click here to get a quote from DUInsure.