When you decide to take a gap year or just some time away, you have in mind only good things. You think about the fantastic experiences you’ll have, the interesting people you’ll meet, the amazing pictures you’ll bring home and much more.
You probably don’t think about ending up in a medical clinic on the backside of nowhere, or stuck in a crowded, dirty hostel with no prospects of anything better because someone stole your wallet. While the first set of expectations is true much of the time, the reality is that hard things can and do happen when people travel.
One of the best ways to mitigate those circumstances is to buy travel insurance before you leave. JS Insurance is one of the best for longstay and backpackers’ insurance. Read on for more information about this outstanding company.
Why Trust JS Insurance?
JS Insurance is one of the best primarily because of the experience the company brings to the travel insurance field. Since the company started in 1999, they have focused on giving clients the personal touch while providing them with instant travel insurance by maximizing the use of online technology. JS Insurance is on the cutting edge of technology and customer service – no mean feat in this day and age.
The company has issued policies to more than half a million customers while not losing their edge in offering first class customer service. Even though their coverage can be effective almost instantly, you don’t feel like you’re being pressured – they provide full details of all available policies.
How Much Does JS Insurance Backpackers Travel Insurance Cost?
JS Insurance offers a range of travel insurance policies. The best way to determine your travel insurance cost for a particular trip with particular coverage is to put your information into the easy-to-use Travel Insurance Calculator, located on the JS Insurance website. The calculator will give you categories where various options are available, so you can get an idea of how to adjust your policy due to cost if necessary. In general, the more optional coverage you add, the more your cost will increase.
JS Insurance’s annual travel insurance policies start at just Â£27 ($41) a year, with optional trip lengths of 31, 45 or 90 days. As another example, a worldwide policy for a 25-year old backpacker on a three-month trip runs about Â£70 (a little more than $100).
What Is Covered by JS Insurance Travel Insurance?
JS Insurance offers a full range of insurance products for the travel and winter sports industries. Travel products include single trip travel insurance, annual travel insurance for those who travel frequently and longstay/backpackers’ insurance, which is an ideal product for students taking a gap year away from school. Coverage for this policy includes 24-hour emergency medical assistance, holiday abandonment (up to Â£1,000 or $1,500), and loss of passport and travel documents.
One of the main benefits of the backpacker policy is that it provides coverage for all the countries where you will be travelling. This means you will be covered the whole time you are gone, and you don’t have to let JS insurance know every time you move to a different country while you are travelling.
JS Insurance also specializes winter sports travel insurance, which can cover most winter sports, including skiing (regular, racing and jumping), snowmobiling and sky diving, just to name a few.
Making a Claim With JS Insurance
If something difficult does happen during your travels, you must make a claim with JS Insurance so that your incident can be properly documented and payment or reimbursement can be issued as soon as possible. To start this process, just contact the correct Claims Department. They will then register your claim and send you the appropriate forms to fill out, either by regular mail or by email.
You will find the correct contact information for the appropriate Claims Department on your Certificate of Travel Insurance and the Terms and Conditions documents that you received when you signed up as a client of JS Insurance.
Our JS Insurance Travel Backpackers Insurance Review
In our experience, JS Insurance provides some of the best travel insurance available. Instead of trying to be all things to all people, they focus on what they do best: travel and winter sports travel insurance. This means that years of experience are put to use just for you – longstay or backpackers insurance (perfect for gap year students) is one of their specialties, so they know exactly how to cover your needs.
JS Insurance knows what you need as a gap year traveler even before you do, so they are ready and waiting to provide you with good advice and even better coverage. Travel insurance is a must-have before you head out on the adventure of a lifetime. You might feel invincible, but don’t skip the insurance – you never know what can happen!
Need backpackers insurance? Click here to get a quote from JS Insurance.
Amar was born and raised in England and embarked on an 11-country round-the-world gap year after graduation and then became well and truly hooked. The first gap year inspired a second, which ended up being a 23-country down-the-world trip from Canada to Antarctica. Since then, Amar has spent the last 14 years traveling the 7 continents.