World Nomads Travel Insurance Review
No one wants to think about bad things that can happen while you are travelling the world, but the reality is that difficult situations come up every single day across the globe. Whether you are facing an unexpected illness or injury, a unforeseen complication in your travel arrangements or just a change of plans, you want to know two things: that you are not dealing with the situation on your own, and that the financial implications of the situation will be limited.
That’s why you buy travel insurance before you leave on your trip. You want the peace of mind that comes with knowing you will be covered for mishaps during your travels. World Nomads offers that peace of mind – read on to find out more about just how they take care of you while you are reaching your dreams.
Why Trust World Nomads?
World Nomads was started and is still run by travellers themselves. They know what it’s like to be stuck abroad with no insurance, and they want to keep you from that experience. Their policies are designed to help you at every turn, but the company has gone much farther than that – they have created language guides for your phones, written travel blogs to stare stories and insights and they even offer scholarships to provide unique learning experiences for travellers.
World Nomads covers people from more than 150 countries and is the top travel insurance choice for many leading travel brands, including Lonely Planet and National Geographic Adventure.
How much does World Nomads Travel Insurance Cost?
The best way to gauge the cost of World Nomads travel insurance is to fill out the quote generator on their website. Coverages vary according to policy levels, the countries where you are travelling, the benefits you want to receive, your age, the number of people travelling and more.
What is covered by World Nomads Travel Insurance?
World Nomads travel insurance has been designed by travellers themselves to cover everything you might need when you are on the road. This includes:
- Medical help for sudden illness or injury, including emergency medical treatment in a clinic or hospital, plus prescription medicines to keep you traveling.
- Emergency medical evacuation, including transport to the nearest medical facility, including repatriation home if necessary. This also includes reasonable travel and accommodation expenses for a family member or friend to accompany you in the hospital and during travel home.
- Trip cancellation due to unforeseeable events outside of your control. This includes the cost to cancel all or part of your trip, including pre-booked expenses, if you experience a serious illness or injury or a natural disaster occurs.
- Stolen or damaged gear. This includes theft or accidental damage to gear such as iPads, laptops and digital cameras in specific incidents and subject to item limits.
Other benefits will vary according to the policy you purchase and the country where you are traveling.
Making a claim with World Nomads
World Nomads believes that the whole point of travel insurance is to help you not just when you have an emergency, but also when you are filing the claim that results from that emergency. They make the process easy so you can get paid as quickly as possible, and they actually look for ways to pay out your claim rather than trying to deny it.
You can make a claim either while you are still on your trip or after you return home. Make sure you hold onto original documentation for all expenses so your claim can be properly examined. To make a claim, you can either log into your membership page on the World Nomads website or you can call the company to give them information over the phone.
Our World Nomads Travel Insurance Review
World Nomads is one of the best options available if you need to purchase travel insurance during a gap year or during any other trip you plan. Because the company is run by travellers, the policies are designed to cover exactly what you will need during your trip. World Nomads even allows you to buy coverage when you are already on your trip, which is a fantastic benefit.
The website for World Nomads is also well-designed, with lots of good information easily accessible. Policies and processes are explained clearly, and it is very easy to find what you need. Because the company is used by well-known brands such as Lonely Planet, Rough Guides and Intrepid Travel, you know you can trust them to stand by their policies. Their extra resources – including travel guides, helpful travel information and even the ability to donate to local charities when you buy your policy – are second to none. If you need travel insurance, World Nomads is the place to go! Need travel insurance for your trip? Click here to get a quote from World Nomads.